This easy 5 Layer Bean Dip has all of your favorite Mexican dips in one bite! Scoop up a mouthful of refried beans, guacamole, salsa, and zesty sour cream with a crunchy tortilla chip, or smear it all onto a tortilla for a yummy wrap.

This dip makes the perfect appetizer for your next party, whether it’s margarita night, the Superbowl, or just a night in with friends – you can’t go wrong with all of these layers!

bean dip topped with fresh herbs, jalapenos, and salsa

Why You’ll Love This 5 Layer Bean Dip

We all know I’m a chips and guac girl (paired with a margarita, of course!), and throwing a casual Mexican dinner party is one of my favorite ways to host friends, so trust me when I say this bean dip is the perfect way to start a gathering off right! 

This is a super simple way to prep an appetizer ahead of time and have it chilling in the fridge for the right moment. All you have to do is take about 15 minutes to prep your layers, compile them in a dish, and then cover it all up until you’re ready to dive in!

Tortilla chips are the obvious choice for this dish, but you can also use pita wedges, veggies, crackers, or even crusty bread. The one thing I’ll say is you’ll want to make sure your dipping vessel is sturdy enough to hold a hefty amount of dip on there. 

You can make this appetizer for the Super Bowl, a weekend snack, or to serve at a dinner party. I even have a menu ready for you so the night will go off without a hitch!

Ingredients for Bean Dip with Salsa

refried beans, taco seasoning, salsa, sour cream, avocado, onion, cheddar cheese, and more on a white marbled surface

Bean Layer

  • Can Refried Beans 

Guacamole Layer:

  • Avocados – peeled and diced
  • Red onion – finely diced (reserve 2 tbsp for fresh layer)
  • Garlic powder
  • Juice of half a lime 
  • Kosher salt 

Or, you can use this guacamole recipe so you can have leftover guac for another dip or topping!

Zesty Sour Cream Layer:

  • Container of sour cream
  • Taco seasoning 

Cheese Layer:

  • Cheddar or Monterey Jack Cheese – freshly grated

Fresh Layer:

  • Tomato – diced or ½ cup red salsa
  • Cilantro – chopped 
  • Green onions – diced
  • Jalapeno – thinly sliced 

How to Make This Easy Bean Dip

spreading the refried bean layer into a white serving dish and then adding the guacamole on top

Step 1: Bean Layer

Spread your refried beans onto the bottom of a square 9×9-inch dish or small serving bowl. Make sure it’s spread evenly so it makes a good foundation for the rest of the dip. 

Step 2: Guacamole Layer

In a small bowl, use a fork to mash together the avocados. Add the diced red onion (reserving some for the top), garlic powder, lime juice, and kosher salt. Mash until the guacamole is smooth and then taste test to see if it needs more salt. Spread the guac evenly over the bean layer. 

adding the sour cream layer over the guacamole and then sprinkling cheddar cheese on top

Step 3: Sour Cream Layer

In a small bowl (or the sour cream container), mix the sour cream together with your favorite taco seasoning. Spread this over the guacamole. 

Step 4: Cheese Layer

Freshly grate the cheddar cheese and layer it on top of the sour cream. 

adding salsa over the cheese and then topping everything with the fresh ingredients

Step 5: Fresh Toppings

Add an even layer of tomato dice or red salsa, cilantro, green onions, and jalapeno to the top of your dip. Enjoy! 

a large white bowl full of bean dip with a serving missing in the bottom right corner, and various ingredients and chips scattered around

FAQs

Can I make this a 7 layer bean dip? 

Easily – just add more layers! You can add a layer of protein like taco meat or pulled chicken. Then you can add another layer of beans or maybe even rice to make it a full seven layers.

Is 5 layer bean dip supposed to be hot or cold? 

This dip is best served cooled. Due to the fresh ingredients on top, I wouldn’t suggest warming it up.

What else can I put in my 5 layer bean dip? 

Whatever you want! This dip is super customizable so if you like spicy food, add some red pepper flakes or chilis. If you’re looking for more veggies, add your favorite chopped veggies to the top or mix it in with your salsa. You can also make substitutions – swap sour cream for Greek yogurt, use your favorite kind of store-bought salsa, etc.

Servings Suggestions

Storage and Make Ahead

This bean dip is most delicious when it’s cooled, so you can easily make this a few hours ahead of time, cover it in plastic wrap, and pull it out to serve to your guests when you’re ready for the party to start!

Due to the fresh ingredients, I wouldn’t leave it in the fridge more than 6-8 hours before serving or the moisture will start to change the texture and consistency of the dip. However, if you cover it well it will last for 3-4 days in the fridge for you to snack on if there are leftovers from the party.

a tortilla chip scooping out some dip from the bowl

More Appetizers and Snacks To Try

If you make this 5 Layer Bean Dip recipe, be sure to tag me on Pinterest and Instagram!

I seriously love seeing what you guys are making and sharing your creations with the College Housewife community!

a bowl of five layer bean dip with chips, limes, green onion, jalepenos, etc scattered around it

5 Layer Bean Dip

Prep Time15 minutes
Total Time15 minutes
Servings: 10 servings
This easy 5 Layer Bean Dip has all of your favorite Mexican dips in one bite! Scoop up a mouthful of refried beans, guacamole, salsa, and zesty sour cream with a crunchy tortilla chip, or smear it all onto a tortilla for a yummy wrap. This dip makes the perfect appetizer for your next party, whether it’s margarita night, the Superbowl, or just a night in with friends – you can’t go wrong with all of these layers!

ingredients
 

Bean layer:

  • 1 – 15 oz Can Refried Beans 
  •  

Guacamole layer:

  • 2 Avocados peeled and diced
  • ½ red onion finely diced (reserve 2 tbsp for fresh layer)
  • 1 tsp garlic powder
  • Juice of half a lime 
  • ½ tsp kosher salt 
  •  

Zesty Sour Cream Layer:

  • 1 12 oz container sour cream
  • 1 tbsp taco seasoning 
  •  

Cheese layer:

  • 2 cups freshly grated Cheddar or Monterey Jack Cheese 
  •  

Fresh layer:

  • 1 tomato diced or ½ cup red salsa
  • Cilantro chopped 
  • 2 green onions diced
  • 1 jalapeno thinly sliced

instructions
 

  • Spread the refried beans evenly onto the bottom of a square 9×9 inch dish small serving bowl. 
  • In a small bowl mash together the avocados with a fork, and add ½ diced red onion (reserving 2 tbsp for the top), garlic powder, lime juice, and kosher salt. Mash together until guacamole is smooth. Taste test for salt and spread over the layer of beans. 
  • In a small bowl or sour cream container, mix together with 1 tbsp of your favorite taco seasoning. Spread over the top of the guacamole. 
  • Freshly grate the cheddar cheese and add to the top of the sour cream. 
  • Top the top with fresh toppings. Add an even layer of tomato dice or red salsa, cilantro, green onions, and jalapeno. Serve immediately or wrap with plastic wrap and serve within 6-8 hours.

notes

Make Ahead and Storage: 
This bean dip is most delicious when it’s cooled, so you can easily make this a few hours ahead of time, cover it in plastic wrap, and pull it out to serve to your guests when you’re ready for the party to start!
Due to the fresh ingredients, I wouldn’t leave it in the fridge more than 6-8 hours before serving or the moisture will start to change the texture and consistency of the dip. However, if you cover it well it will last for 3-4 days in the fridge for you to snack on if there are leftovers from the party.
Disclaimer: Nutritional values were calculated using a third-party tool and are provided as an estimation only.
Course: Appetizer
Cuisine: Mexican
Keyword: 5 layer dip with salsa, Easy 5 layer bean dip

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a bowl of five layer bean dip with chips, limes, green onion, jalepenos, etc scattered around it
Elizabeth, author of Everyday Elizabeth, drinking at a gathering.

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